You have a choice when it comes to helping your Kid

When savings are not enough, your need is understood by DiFin so that you and your child don’t have any financial burden. Now, Parents have the power to fulfill their child needs with our unique loan product specially designed for them.

Our Parents Loan can be used for:

School fees

Hostel fees

Higher studies

Coaching classes

Books & stationary

Transportation expenses

Tuition fee for any courses

College education expenses

Computers and electronics at school

*The parent Loan should not be used for vacations, entertainment or items that aren’t directly needed for education.

Apply online is easy with DiFin

10 minutes

Is about all it takes to apply and
get an instant decision

97%

of customers would recommend
our online loan application process

Why DiFin?

DiFin is changing your life by funding your needs and providing a lower rate to support your child’s dreams

Get the money you need

Get money for your child’s future with our fast approvals and disbursements

No Fees, No Hidden Charges

No charges for origination of loan or pre-closing the loan*

Career Support

Our coaches can help in career planning of your child, guiding school, course, job and more…..

Content and Happy

Our helps increase your child’s focus on studies as they are content and happy and can succeed soon

Member Discount

Get a 0.125% rate discount on additional DiFin Loan – when your child apply

Real Customer Support

We help you to get through entire loan journey all the time

Simple steps to fulfill your kids requirements

  • Fill out a quick simple online Form

    • One easy form to apply. Apply for this loan as parent, spouse or any individual. (Students may not apply themselves)
    • Your information is not shared with lenders at this step.
  • Get Your Rate

    • Get your rate based on your credit profile
    • Prequalified options for you
  • Upload Documents

    • Upload basic KYC documents including PAN Card, Aadhar Card, Bank Statement and Salary slip

We manage everything and there is no scope for having any extra work for you (and no extra headaches). No matter, what you choose, we are providing an outstanding benefit and helping your kids to grow and save

Rates and Terms

We offer competitive rates starting from 9.2% P.A (reducing balance) for up to 5 years that makes it easier for you to pay it off and be debt free at the earliest.

NOT ALL PARENT LOANS ARE EQUAL, SO CREATE YOUR OWN

Not sure what the right way for you? No Problem- we can help you design a parent loan to cover your students education cost that fits your needs and budget

Real People, Real Experts, Real Care.

 

Apply For Loan

Looking for quick loan approval ?


Apply Loan

Call us at

798-281-2257


Contact us

Talk to Advisor

Need to loan advise? Talk to our Loan advisors.

Email: care@DiFin.in

Borrow responsibly

We encourage students and families to start with own personal savings, grants, scholarships, or any other savings to pay for school or college. Students and families should evaluate all anticipated monthly loan payments, and how parents will repay the loan before considering a Parent Loan.

This information is for borrowers with students looking for education needs only. The student may not eligible to be a borrower or cosigner for this loan. The borrower, cosigner, and student must be Indian citizens or permanent residents. Applications are subject to a requested minimum loan amount of 30,000. To successfully disbursing the loan, Current credit and other eligibility criteria apply.

  • DiFin or our lenders reserves the right to approve a lower loan amount than the school certified amount.
  • We or our lenders may request to obtain the CIBIL credit score and submitting the application required your consent for the same and you agree for the same.
  • The lower interest rates purely depend on your credit profile and other alternative parameters which are evaluated by DiFin or our lenders.
  • This information is not meant to provide tax advice. Consult with a tax advisor for education tax credit and deduction eligibility. This loan product may not provide you the tax benefits.

Information advertised valid as of 5/30/2018.

DiFin RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK DIFIN.IN FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.

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